PIAS Credit Union Fees Page

At PIAS Credit Union, we don't believe in charging you fees for regular services. However, sometimes the policies that cover these services are broken. To cover the cost of operating "outside the rules," the following fees apply:

Regular Share Accounts:

Excessive withdrawals (over 2 per month)	$10.00 each
NSF Deposit	$30.00 per item
NSF ACH	$30.00 per item
ACH Payments	$10.00 per item
Dormant Account	$10.00 per month
Statement Copies	$5.00 per page
Stop Payment Fee	$20.00 per item

Share Draft Accounts:

Service Charges	None
Draft Copies	$5.00 each
Stop Payment	$20.00 per item
NSF Deposit	$30.00 per item
NSF Draft	$30.00 per item
NSF ACH	$30.00 per item
NSF POS	$30.00 per item
Dormant Account	$10.00 per month
Statement Copies	$5.00 per page
Overdraft Transfer Fee	$10.00 per transfer
Check Re-order	price varies depending on style

Certificates:

Early Withdrawal Penalty

90-days int. on 6 mo.
180-days on all others

Loans:

Delinquent over 14 days	$5.00 or 5% of payment, whichever is greater
NSF Payment	$30.00 per occurrence
Loan Origination Fee	$20.00 per application

Miscellaneous:

Account Re-opening Fee	$30.00 (if within 90 days of closing)
Christmas Club	$10.00 per withdrawal outside "open season" (2 free withdrawals Nov. 1st - Jan. 31st)
Incorrect Address Fee	$10.00 per statement returned
Outgoing Wire Transfer Fee	$20.00 per transfer
Verification of deposits	$10.00

Your savings federally insured to
at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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