PIAS Credit Union Fees Page

At PIAS Credit Union, we don't believe in charging you fees for regular services. However, sometimes the policies that cover these services are broken. To cover the cost of operating "outside the rules," the following fees apply:

Regular Share Accounts:

Excessive withdrawals (over 2 per month)	$5.00 each
NSF Deposit	$25.00 per item
NSF ACH	$25.00 per item
ACH Payments	$5.00 per item
Dormant Account	$5.00 per month
Statement Copies	$3.00 per page

Share Draft Accounts:

Service Charges	None
Draft Copies	$3.00 each
Stop Payment	$10.00 per item
NSF Deposit	$25.00 per item
NSF Draft	$25.00 per item
NSF ACH	$25.00 per item
NSF POS	$25.00 per item
ATM/Debit Card Replacement	$10.00 each
Dormant Account	$5.00 per month
Statement Copies	$3.00 per page
Overdraft Transfer Fee	$5.00 per transfer
Check Re-order	$12.00 and up (depending on style)

Certificates:

Early Withdrawal Penalty

90-days int. on 6 mo.
180-days on all others

Loans:

Delinquent over 14 days	$5.00 or 5% of payment, whichever is greater
To Refinance PIASCU Loan	$50.00
NSF Payment	$25.00 per occurrence
Faxed Payoffs	$3.00

Miscellaneous:

Account Re-opening Fee	$25.00 (if within 90 days of closing)
All PIN Replacements	$10.00 each
Cashier's Check	$1.00 per check
Christmas Club	$5.00 per withdrawal outside "open season" (2 free withdrawals Nov. 1st - Jan. 31st)
Incorrect Address Fee	$5.00 per statement returned
Outgoing Wire Transfer Fee	$10.00 per transfer
Research Fee	$25.00 per hour (1 hour minimum)

Your savings federally insured to
at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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