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At PIAS Credit Union, we don't believe in charging you fees for regular services. However, sometimes the policies that cover these services are broken. To cover the cost of operating "outside the rules," the following fees apply:


 Regular Share Accounts:

Excessive withdrawals 
(over 2 per month)

$5.00 each

NSF Deposit

$25.00 per item

NSF ACH

$25.00 per item

ACH Payments

$5.00 per item

Dormant Account

$5.00 per month

Statement Copies

$3.00 per page


 Share Draft Accounts:

Service Charges

None

Draft Copies

$3.00 each

Stop Payment

$10.00 per item

NSF Deposit

$25.00 per item

NSF Draft

$25.00 per item

NSF ACH

$25.00 per item

NSF POS

$25.00 per item

ATM/Debit Card Replacement

$10.00 each

Dormant Account

$5.00 per month

Statement Copies

$3.00 per page

Overdraft Transfer Fee

$5.00 per transfer

Check Re-order

$12.00 and up (depending on style)


 Certificates:

Early Withdrawal Penalty

90-days int. on 6 mo.
180-days on all others


 Loans:

Delinquent over 14 days

$5.00 or 5% of payment, whichever is greater

To Refinance

PIASCU Loan

$50.00

NSF Payment

$25.00 per occurrence

Faxed Payoffs

$3.00


 Miscellaneous:

Account Re-opening Fee

$25.00 (if within 90 days of closing)

All PIN Replacements

$10.00 each

Cashier's Check

$1.00 per check

Christmas Club

$5.00 per withdrawal outside "open season"
(2 free withdrawals
Nov. 1st - Jan. 31st)

Incorrect Address Fee

$5.00 per statement returned

Outgoing Wire Transfer Fee

$10.00 per transfer

Research Fee

$25.00 per hour 
(1 hour minimum)


NCUA

Your savings federally insured to
at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.



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